What does homeowners insurance cover?
A Homeowners Insurance policy is a package policy that covers your home and personal property, plus loss of use, personal liability, and medical payments. More details here.
What is a deductible?
Your deductible is the part of a covered loss that the insurer does not pay. Increasing your deductible amount generally reduces your premium, while still protecting you from larger losses.
Why should I buy homeowners insurance from Swyfft?
Swyfft uses patented analytical methods and unique data sources to more accurately assess the risks to your home and property. In most cases, this means we can provide a premium quote in a few seconds using just your address.
What is Swyfft's financial strength rating?
All insurance policies purchased through Swyfft are underwritten by insurance carriers rated A- (Excellent) by A.M. Best. This is an indicator of a company’s financial strength and ability to pay claims. According to A.M. Best, an A- (Excellent) rating is assigned to insurance companies with an excellent ability to meet their ongoing insurance obligations. A. M. Best is the only global credit rating agency focused on the insurance industry for more than 100 years.
Can I make online payments
Yes. Select Make a Payment from the main menu. You’ll need your policy number and zip code. Once entered, you’ll be prompted to enter your payment information. This comes in handy if your auto-payment didn’t go through (think expired credit card or shortage of funds in your account).
What forms of payment are accepted?
We accept debit and all major credit cards including American Express, Discover, Mastercard and Visa. You can also opt to have payments drafted from your bank account.
Will Swyfft automatically bill me?
Yes. We will automatically draft the credit card or bank account you provided when you purchased your policy. You can choose to be billed monthly or annually (at renewal). Another option is to have your mortgage company pay your policy premiums out of your escrow account. Auto-payments make life easier - you don't have to think about it, or waste money on stamps.
Will I receive a bill in the mail?
No. We will not send a paper bill or payment reminder in the mail. We will send you an email with your annual policy renewal. This cuts down on operational costs, creating savings that we pass on to you.
How do I update a credit card or checking account set for automatic billing?
This can easily be done when making a payment online. Select Make a Payment from the main menu. Enter your policy number and zip code. You will then be prompted to enter payment information. You will also have the option to update the payment method or card/account number on file.
How do I make changes to my payment plan?
Please call us at 1-855-479-9338 Option 2 or email us at firstname.lastname@example.org. We can help you change your payment plan from monthly to annual (or vice versa), pay your policy in full, and change how you are billed: you directly or your mortgage escrow account.
How do I change my billing and mailing address?
It’s easy! To make this request, select Change Address on the Contact Us page of the Swyfft website. Complete the form and submit. We’ll take care of it.
I own a second home and would like to insure that with Swyfft as well, is this possible?
We can insure the second property if it is not rented to others.
How do I file a claim?
Visit our claims page, where you have the option to call us or report a new claim online.
Where did the name Swyfft come from?
We crowd-sourced to find a name, and Swyfft won!